There are many different situations in which an individual may find themselves contemplating guardianship of an adult with disabilities or minor child. While these arrangements are typically made by an attorney, it may be equally beneficial for families to understand...
Asset protection is one of the most commonly overlooked aspects of financial planning. Even though many individuals spend a great deal of time devising a strategy to make their portfolio grow, protecting it so it can do so is a completely separate challenge....
There is no question that the Medicare program and all of its parts can be extremely confusing and difficult to understand. There are open enrollment periods, parts A, B and D to consider and even riders that can be purchased at an additional cost. For a program that...
Health insurance and health care costs have skyrocketed in Colorado?s high country, causing many families to struggle with the affordability of health care. The situation has become so dire that some elected officials are calling it a crisis. According to a recent...
One of the common misconceptions about estate planning is that it is put off mainly because it is a depressing process. Even though aging and our and inevitable mortality are somewhat depressing, many people put off estate planning simply because it is...
Hundreds of thousands of seniors and newly retired individuals have been anxiously anticipating the changes coming to Medicare for the new year. Despite rumors of sky-high premiums and other concerning issues, not all the changes in Medicare are for the worse. In...
Guardians are appointed to minor children for many different reasons. As a parent, you can appoint a legal guardian for your own children in the event you are unable to raise them yourself. Designating a legal guardian for your minor children is a good way to address...
The idea of an estate plan is usually one reserved for conversations between retirees. Many people believe that unless you are advancing in years, you don't need an estate plan. While there are certain cases where it may not be necessary to have one, even a rough idea...
Home health care has grown in popularity over the last several years. Aging seniors and their families are opting to live their senior years in the comfort of their own home over being a resident in a long-term care facility. As great as in-home care sounds, it is not...
During the two most vulnerable times in our lives, when we are infants and when we are seniors, we require the help of others to advocate for our care. When we are born, our parents take on the responsibility of raising us, caring for us, and providing for us. As we...