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Some forms of Colorado Medicaid are deemed so crucial to public health that the state is rather liberal with the benefits. Pregnant women can qualify for prenatal benefits on their current financial circumstances, and children can often receive Medicaid coverage even...
Maybe you have student loans from college that still have a six-figure balance despite years of making payments. Perhaps you tend to carry a high balance on your credit cards or still owe thousands in patient responsibility costs for recent cancer treatment. There are...
For business owners, estate planning is often wrapped up in business succession planning. The business is the most important and most valuable asset that the individual owns. They want to give it to their children so that it can continue running and providing an...
All adults should have at least a basic estate plan. For some, creating a will is sufficient but other people will need to have at least one trust to pass their assets down to their heirs and beneficiaries. Anyone who’s considering establishing trusts should...
You have observed your father – a once active and gregarious man – transform into a shadow of his former self after he suffered a series of strokes. He walks with a wobble and can no longer drive. His balance is poor. He occasionally repeats himself and forgets...
It can be very difficult to accept that your mother or father's dementia has reached a stage where they need professional care. But once you come to grips with the fact that it's time to move your parent into an assisted living facility, you naturally want the process...
Death is not a popular subject for conversation. Most of us are uncomfortable thinking about death, let alone our own death or the death of the ones we love. But there is no avoiding the inevitable. Instead of avoiding questions about end-of-life care, you should take...
Clearly, the main reason to use a disinheritance clause when doing your estate planning is because you want to cut someone out of your estate plan. You don't want to leave them any of your assets. This person otherwise would have expected to get something – maybe they...
Your retirement plans probably focus mostly on Medicare for your health care needs, not Medicaid for long term care. After all, Medicaid is a need-based program, and you have set aside funds for years to save for your retirement. You probably assume you will not have...
Fiduciary services can be necessary in a wide range of situations. For estate planning purposes, you may need them when you cannot or do not wish to manage your finances. People who act as fiduciaries may be personal representatives, trustees and others. Before you...
