If you have looked over your medical bills lately, chances are you've noticed how out of control and expensive health care has become. Many times, it is for this very reason that individuals put off looking into life care, because it seems too difficult to plan for....
Medicare can be difficult to understand. The ins and outs of it simply don't make much sense to many of the same people it is designed to help. If you are currently enrolled in Medicare or soon-to-be eligible for Medicare, chances are you have questions about where...
As an individual gets older, they can fall victim to all sorts of things including illness, injury and even financial struggle. Some of these threats are common in the course of aging. Others are inflicted upon them by greedy and uncaring people looking to take...
Several weeks ago on this blog, we talked about the basic definition of a guardian and we delved into how a guardianship works. This week, we will dig a little deeper into the subject and talk about two of the most common types of guardianships, temporary and...
Several weeks ago on this blog, we delved some of the most common pitfalls in estate planning. Of course, estate planning is a broad subject, so we only touched on a few of the most prevalent errors people make in the process. This week, we will pick up where we left...
Many people think an estate plan is only for elderly people with major assets and children to pass it on to. However, having an estate plan in order is essential for everyone, regardless of age and wealth. After all, life can change on a dime and you don't want to...
The ins and outs of medical insurance, Medicaid and Medicare can get so complicated that it can feel like you need to go back to school to figure out all of the options. With that in mind, let's start with Medicare's absolute basics.Medicare is a social program meant...
Granted, it's not a subject anyone enjoys thinking about, but planning for your care is of vital importance. After all, do you want anyone else making decisions for you about which nursing home or care facility you'll be in or what happens to you if you become...
When you hear the term "estate planning," it probably conjures images of stately mansions, a stable of high-priced German cars and people who are waited upon by butlers. But this image of estate planning is completely wrong. The truth is, everyone should have some...
Just as Americans have struggled with how to pay for long-term care for senior citizens who require daily, skilled nursing, so has our government. For a long time, people without independent means to pay for nursing home care were forced to rely on Medicaid, the...