Americans are living longer and healthier lives. But no matter how hard a person works to delay the onset of old age and preserve one's health into later years, at some point, most people will require some form of assistance. One aspect of elder law in Colorado and across the country is to plan for possible disability later in life.
There are few things that many people fear more than the loss of independence. The freedom to do what you want and make your own decisions is something that everyone is loathe to give up. Planning for that eventuality, however, can allow you to have still have some control over what may happen if you become physically or mentally incapacitated, and is certainly preferable to having someone you have not chosen in charge.
Disability planning allows you to designate a trusted individual to make decisions on your behalf when you are no longer able. It also allow you to identify what type of decision making authority they may have regarding financial or health care issues. Powers of attorney can also avoid the necessity of having a court establish a guardianship or conservatorship, which are costly and time-consuming. Creating wills and trusts can also ensure that an estate is handled according to one's final wishes.
Taking the step of planning for disability can also provide you and your loved ones with peace of mind. A conversation with an elder law professional in Colorado can provide information to get a person started in the right direction.