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June 2018 Archives

Buzz Aldrin dilemma -- guardianship or exploitation concern?

Taking care of mom or dad can become a pressing concern as a Colorado resident's parent ages. It often begins with driving mom or dad to doctors' appointments. Later, one realizes that the parent is no longer able to stay on top of bills and needs someone to step in to take care of this. There can even come a time when decisions need to be made regarding where mom or dad will live as he or she is no longer able to care for him or herself. If guardianship has been addressed prior to this time, this may be a simple process; however, if it has not, things may be more complicated.

What is a Medicaid spend-down?

If your parents have health issues and/or are approaching the age where you and they fear they may need to take up residence in a Colorado nursing home or assisted-living facility, you may already be worrying about how they will pay the costs that such care entails. Few people can afford the extraordinary costs of long-term care even if they are reasonably well off financially. The vast majority of people need to obtain Medicaid.

Estate planning is crucial for Colorado business owners

In addition to family responsibilities, Colorado business owners also have a responsibility to their customers and employees. Customers depend upon the business owner to provide a necessary product or service; employees depend upon the business owner to provide their livelihood. For this reason, proper estate planning can be crucial in protecting both customers and employees in addition to loved ones.

Digital assets need to be included in estate planning process

In years past, one would pour over the family photo album to learn about friends and family. If one wanted to say hello to grandma, he or she would have to pick up the telephone and place a call. Then, when the phone bill came in, along with all the other bills, someone would have to sit down and write out a check to pay the bills. Things have changed drastically over the past 20 years or so, and the way that the average Colorado resident communicates, preserves history and even takes care of financial matters has changed. While many of these changes offer a number of advantages, they also can present problems unless they have been addressed as a part of one's estate planning process.

Advance medical directives makes individuals' desires known

Life is full of choices. The Colorado resident chooses where to live, which occupation to become proficient at and even who to spend his or her life with. For some individuals, the desire to continue making such choices is a motivating factor. These individuals also wish to make choices regarding their health care and the extent to which medical treatment will be given. With this in mind, these individuals may benefit from creating  advance medical directives.

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